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WebIf the payment is late by more than a month, the following are the likely consequences: Late payment fee: Typically, you would be slapped a fee that could set you back by up to $40. Penalty APR: Late payments could cause a spike in your APR (annual percentage rate). WebMar 30, 2024 · Most smaller banks and credit unions charge a maximum late fee of $25 or less for credit cards, the report noted. By contrast, almost all of the largest credit card issuers are near the higher fee ... northern testing new town
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